Buying your first car in Miami
First-time buyers are welcome at Affordable Auto Sales of Miami. We accept passport, ITIN and driver’s license, we speak Spanish, and financing is available for everybody through bank financing or in-house Buy Here, Pay Here.
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How to start
- Decide what monthly payment and down payment you are comfortable with. The payment estimator shows an illustrative payment.
- Look at the vehicles and note the Stock ID of the ones you like (for example AA-03).
- Message or call the owner lead team and ask your questions. No form is required.
- Visit the lot to see the vehicle, ask for a test drive and confirm the real terms in person.
Questions worth asking
- What is the total price once taxes, tag, title and dealer fees are added? (Displayed prices exclude them.)
- What are the down payment, the monthly payment and the term?
- Is this bank financing or in-house Buy Here, Pay Here, and how are payments made?
- What do I need to bring to my visit?
- What insurance does my financing path require?
- May I see the vehicle and take a test drive?
Down payment and monthly payment
A larger down payment lowers the amount financed, which generally lowers the monthly payment. The estimator on the main page shows how down payment and term change an illustrative payment. Real terms are confirmed by the dealership.
Frequently asked questions
Do I need an existing credit history?
Financing is available for everybody. Approval and terms depend on credit/income eligibility and dealer approval, so ask the team how it applies to you before you visit.
Do you accept a passport or ITIN?
Yes: passport, ITIN and driver’s license are welcome. Ask the team how that applies to your situation.
Can I take a test drive?
Test drives are by appointment. In the request form you can ask for a time tomorrow; it is a request only and the team confirms it.
Can I get help in Spanish?
Yes. Hablamos español. See the Spanish version of this page.