Car financing in Miami: bank + Buy Here, Pay Here
Affordable Auto Sales of Miami offers two ways to finance a vehicle on the lot at 1041 SW 67 Ave: bank financing and in-house Buy Here, Pay Here. Financing is available for everybody. Walk in, drive out.
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Opens WhatsApp, your phone or your messages. This does not save a request.
Two ways to finance
Bank financing. A lender finances the vehicle. Terms depend on credit and income eligibility and on the lender’s approval.
Buy Here, Pay Here. The dealership finances the vehicle in-house, so you deal with the dealership directly.
Which path fits depends on your situation. The dealership explains your options after reviewing your information; we cannot promise an approval, a rate or a payment before that.
What we accept
Passport, ITIN, driver’s license and first-time buyers are welcome. Not sure what applies to you? Message or call first: no form is required.
How to start
- Pick a vehicle on the inventory or ask what is on the lot.
- Message or call the owner lead team. Mention the Stock ID (for example AA-02) so the team knows which vehicle you mean.
- Optional: send the short request (name, phone and an approximate down payment range). It is saved with your consent and is a request only.
- Visit the lot to confirm availability, price and terms in person.
Estimate your payment
The payment estimator on the main page shows an illustrative monthly payment from a price, down payment, term and an example rate by credit tier. It is an estimate only: not an offer, an approval or a credit decision, and it excludes taxes, tag, title, dealer fees and insurance.
Frequently asked questions
Can I get financing with bad credit or no credit?
Financing is available for everybody through bank financing or in-house Buy Here, Pay Here. Approval, rates and terms depend on credit/income eligibility and dealer approval, so we do not promise a result before reviewing your information.
How much down payment do I need?
No single number is published: it depends on the vehicle and the financing path. The request form lets you choose an approximate range or “discuss options”, and the team confirms the details in person.
Can a trade-in help with my down payment?
You can tell us about a vehicle you want to trade in. Its value is only confirmed after an in-person inspection on the lot. See the trade-in page.
Is the payment estimate an approval?
No. It is an illustration with example rates. Only the dealership can confirm real terms after reviewing your information.
Do you speak Spanish?
Yes. Hablamos español. The Spanish version of this page explains the same process.